10b5-1 Plan

4th-level Finance & Cost-Cutting

Casting Time: 1 action to file the plan, though it provides no cover for any trade executed in the following 30 days (a Cooling-Off Period)
Range/Area: Self
Components: V, S, M (a written trading schedule, filed before the caster can be shown to have known the information the schedule will later appear to have anticipated)
Duration: Until the scheduled trades are fully executed
Classes: CEO, C-Suite, Board-Appointed Executive

You execute a trade in your own organization’s securities timed to information not yet available to the public. Because the trade was scheduled under this spell before the triggering information can be shown to have reached you, any Discovery saving throw later attempted to establish that the trade was made on the information, rather than the schedule, automatically fails — regardless of how the filing date and the information’s actual origin compare. You gain a Windfall equal to 4d10 percent of the position’s value at the time of casting.

This spell does not require the schedule to have been filed by anyone other than you, or reviewed by anyone with the authority to question its timing.

At Higher Levels. When cast using a spell slot of 5th level or higher, you may amend the schedule once after filing, provided no third party has yet inspected it.

Flavor: “Trades under this plan are made pursuant to a pre-arranged trading plan adopted in accordance with Rule 10b5-1, at a time when the executive was not in possession of material nonpublic information.” — standard disclosure footnote, filed the same week as a material announcement it does not mention